Home Loans Overview
Mortgage Rates Are At Historic Lows!
If you're in the market for a new home loan, whether you're looking to refinance or purchase a home or investment property, now couldn't be a better time. Interested in lowering your interest rate and/or payment? Refinance with today's low rates and put hundreds or thousands of dollars back into your pocket. Purchasing a home? Between low rates and bargain basement home prices, your home purchase dollars haven't gone this far in a very long time.
I've been in the business of providing quality home loan solutions and service to my clients for some time now. Put me to work for you! I'm happy to discuss your goals and loan options, then crunch the numbers and see how a new home loan can help you reach your financial goals. What would you like to accomplish with a new home loan?
Thanks to today's incredibly low interest rates, it couldn't be a better time to lower your mortgage payment, reduce your loan term, consolidate other bills, or cash out for home improvements, college tuition, or other expenses.
Types of Refinance Home Loans
Refinance Even if You Owe More Than Your Home is Worth HARP 2.0 is now available! Refinance into today's low rates even if you owe more than your home is worth.
How Long After a Bankruptcy Do I Have To Wait to Buy a House? If you have a bankruptcy in your recent past, learn how long you'll need to wait before you can qualify for a new home loan.
Can I Buy a House After a Short Sale? If you have a short sale in your recent past, learn how long you'll need to wait before you can qualify for a new home loan.
Today's rare combination of low home prices and record low interest rates have made this a fantastic time to purchase a home or investment property. Home affordability hasn't been this good in a very long time!
Types of Purchase Home Loans
Overview of the Mortgage Process The basics on how the mortgage qualification process works, from prequalification to processing, underwriting, and final closing.
The 3 C's of Mortgage Qualifying Learn the basics of what mortgage lenders look for when qualifying you for a new home loan.
What Documentation Your Lender Will Need Learn what documentation your lender will need and help make the loan process faster and smoother.