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- What is a Good Credit Score? 640? 670? 740?
- Is the Housing Market Getting a Little “Bubbly” All Over Again?
- FHA Mortgage Insurance: Big Changes On the Way, And Not For the Better
- Ten-Year Treasury Yield And Mortgage Rates Increase Aggressively
- Mortgage Advertisements: Pay Attention to the Fine Print
- Fed to Continue Buying Bonds for Forseeable Future?
- Avoid This Deal-Killing Mistake the Next Time You Apply for a Mortgage
- Home Affordable Refinance Program (HARP) For Underwater Homeowners Extended to 2015
- Large Cyprus Depositors Could Lose Up to 60% of Their Account Balances
- Eurozone to Cyprus: Take the Bailout, Or Else
Now that the bust has hit, real estate prices are dropping like a stone in many major Chinese real estate markets. With so many lenders leveraged up on “bubbly” apartments and condos, could a major Chinese financial crisis be imminent? Continue reading
If you’ve been through a major financial crisis like a foreclosure or bankruptcy, it’s a good bet that your credit scores have suffered substantially. Though time will gradually “heal” much of the damage to your credit scores, it’s important that you clean up any lingering issues in your credit file and reestablish your credit history with good habits. The sooner you do this, the more easily you’ll be able to qualify for a new mortgage down the road. Continue reading
Those of you living in North Carolina are a lucky crowd – you’re about to have one of my favorite beer makers move into your backyard. Hopefully this means you can enjoy great Sierra Nevada beer for a little less money (since they won’t have to ship across the country anymore). Continue reading
If you’ve taken on a second job to generate some extra cash flow every month or get some bills paid off, you may be able to use the second job income to qualify for a new mortgage. The benefit of using second job income to qualify is that it lowers your qualifying debt-to-income ratio, or DTI, and strengthens your loan application. Continue reading
Student loan debt is a topic I’ve addressed off and on because it’s a serious financial burden that younger generations will be contending with for many years to come. This burden likely will mean many young people will be forced to delay one of life’s biggest milestones: first-time homeownership. Continue reading
The Federal Reserve may be planning to implement another round of quantitative easing in the coming months to help boost the economy. This latest round of asset purchases may be targeted specifically at housing, which could help push down mortgage rates. Continue reading
You’ve heard of the income tax, property tax, sales tax, etc., but have you ever heard of the “stealth wealth tax”? Without fail, it hits every last one of us regardless of how many children we have, whether we’re married, have a mortgage, run a business, or how much we give to charity. Continue reading
If you have a guest post that is informative, interesting, and reasonably well-written, as well as related to real estate, mortgages, real estate investing, economic issues, or personal finance, it’s welcome here at the Mortgages By Mark blog! Continue reading
If you’re looking for a few ideas about how to pay off a mortgage years early and save thousands (or tens of thousands) of dollars in interest, you’re in the right place – and you’ve got the right idea! Mortgage interest is probably one of the largest expenses you’ll ever pay in your lifetime, so it’s to your benefit to learn how to pay off a mortgage early so you can keep as much of that interest in your pocket instead of sending it to your lender. Continue reading
Uh oh, here comes another government “solution” that will just create more problems for everybody. Six members of the House of Representatives, led by Rep. Dennis Kucinich, are proposing to create a “Reasonable Profits Board” to control gas profits. Continue reading